FINANCIAL LITERACY
Learn Money Skills for Life
At Stempire Academy, our Financial Literacy Program equips students with essential money management skills that are rarely taught in traditional classrooms.
Understanding money, savings, budgeting, and smart financial decisions at an early age builds responsible, confident, and independent individuals.
Financial literacy is not optional it is a life skill.
🌍 Why Financial Literacy Matters
In today’s world, students must understand:
How money works
How to manage expenses
How to save and invest wisely
How to avoid financial mistakes
How to build long-term financial stability
Early financial education helps students make informed decisions throughout life.
📘 Course Structure
🔹 Level 1 – Money Basics (Ages 8–11)
Understanding Money & Currency
Needs vs Wants
Importance of Saving
Basic Budgeting Concepts
Smart Spending Habits
Outcome: Students understand the value of money and basic money management.
🔹 Level 2 – Smart Money Management (Ages 12–15)
Personal Budget Planning
Banking & Financial Institutions
Introduction to Interest (Simple & Compound)
Credit & Debt Awareness
Digital Payments & Financial Safety
Outcome: Students learn responsible financial decision-making.
🔹 Level 3 – Financial Planning & Investment (Ages 16–18)
Income & Expense Planning
Introduction to Investments
Risk vs Return
Entrepreneurship Basics
Financial Goal Setting
Understanding Economic Trends
Outcome: Students gain practical knowledge to plan for future financial independence.
👩🎓 Who Can Join?
Students aged 8 – 18
Primary & Secondary levels
O/L & A/L students
Students preparing for international education pathways
Young entrepreneurs & future leaders
No prior financial knowledge required.
